Investment Calculator
Harness the power of compound interest to grow your wealth. Calculate investment returns, plan for retirement, and see how regular contributions can accelerate your financial goals.
Compound Growth
See how your money grows over time
Regular Contributions
Add monthly or annual contributions
Goal Planning
Plan for retirement and financial goals
Investment Details
I will also add $ at the of each period.
I expect a return rate of % ,
compounded over a period of .
Understanding Investment Growth
The Power of Compound Interest
Compound interest is often called the "eighth wonder of the world" because it allows your money to grow exponentially over time. When you invest, you earn returns not just on your initial investment, but also on the returns that accumulate over time.
Key Investment Factors
- Initial Investment: Your starting capital amount
- Expected Return: Annual percentage return you expect to earn
- Time Horizon: How long you plan to invest
- Regular Contributions: Additional money added periodically
- Compounding Frequency: How often returns are calculated and reinvested
Investment Strategies
- Start investing early to maximize compound growth
- Make regular contributions to accelerate wealth building
- Diversify your portfolio to manage risk
- Consider low-cost index funds for long-term growth
- Stay consistent and avoid emotional investment decisions
- Review and rebalance your portfolio annually
Historical Market Performance
The S&P 500 has historically returned about 10% annually over long periods. However, past performance doesn't guarantee future results. Conservative estimates often use 6-8% for long-term planning, while more aggressive growth strategies might assume 10-12%.